Tempe, Arizona (NAPSI) - Learning how to create a budget and stick to it is vital to proper money management. Techniques will differ. Some people like to jot income and expenses down on paper.

Tucson, Arizona (NAPSI) - College may be costly but it tends to pay off in the end. The Bureau of Labor Statistics says workers with a bachelor’s degree earn 65 percent more, on average, than those with just a high school diploma.

Washington, DC (NAPSI) - By some accounts, U.S. student-loan debt has reached $1 trillion. That’s more than the entire national debt was in the 1970s.

Washington, DC (NAPSI) - The average taxpayer doesn’t need to understand all the intricacies of tax law, but it pays to know a few basics. For example, taxpayers often know deductions save money on tax returns but may not be able to tell the difference among the types of deductions.

Riverside, California (NAPSI) - More Americans are switching from professionals and retail stores to do-it-yourself tax preparation websites. Online solutions offer a convenient way to file on a computer or tablet from home or anyplace else with Internet access.

Washington, DC (NAPSI) - More than 65 million people, 29 percent of the U.S. population, provide care for a chronically ill, disabled or aged family member or friend during any given year and spend an average of 20 hours per week providing care for their loved one. We also know many are the primary care provider for an adult brother or sister.

Seattle, Washington (NAPSI) - And so it begins--you're an adult and in charge of your future. After graduation last spring and six months of transition time, it's time to take on the responsibility of starting to make payments on your student loan(s). Determine how much you owe on your student loan(s) and your monthly payment.