Tempe, Arizona (NAPSI) - Getting that perfect holiday toy can be easier said than done. By dedicating some time in advance, you can buy toys that are meaningful but also provide added play experiences for months to come.

Seattle, Washington (NAPSI) - According to the American Research Group, Americans spend an average of $646 on holiday gifts a year, and that’s not including what they spend on the rest of their holiday trimmings.

Colorado Springs, Colorado (NAPSI) - Finding the toy or book that's right for your child may be easier than you realize. The key is to find one that is a good fit for the child's level of development.

Tempe, Arizona (NAPSI) - We all know giving a dog a treat is a common pet owner behavior. Dog owners treat when dogs sit or stay or simply because they are happy to see their canine companions after a long day at the office. Cat treating, on the other hand, seems less practiced.

Sacramento, California (NAPSI) - If there’s one thing you can count on, it’s change—especially when it comes to health care coverage. Medicare Part D plans change every year, and over time the prescriptions you’re taking may as well.

Temecula, California (NAPSI) - Just in time for the baking season, cookie lovers are invited to submit their favorite, original cookie recipe that pairs best with America’s most popular ruby port.

San Antonio, Texas (NAPSI) - As you contemplate retirement-something that’s a good idea to do at any age it may pay for you to adopt new financial habits and invest in a high-yield savings account.